Credit Scoring Expert speaks candidly about his personal growth and asks respected writers to share content to help others improve their life.

Personal Growth Blog for Philip Tirone – Credit Scoring Expert and Champion for the Underdog

Posts Tagged ‘Philip Tirone’

Why Keeping a Promise is Like Choosing a Spouse – Day 93 of 100

It is well accepted in our society that choosing a spouse is one of the biggest decision s you can make in your life, let me tell you why I believe that keeping a promise is as big.

I should tell you before, I have no proof that any of this is true, this is just my interpretation from being on the planet for 38 years (or I heard this somewhere and I don’t recall where). See, I believe that everything a person does is monitored by their brain. When you don’t keep a promise, you are telling your brain that your word doesn’t matter. Then, when you tell your brain you are going to….. you brain is going to think that you “may or may not” accomplish it.

You want your brain to think that everything you say, you do. Every promise you keep. So when you tell yourself that you are going to of course your brain thinks you will do it, why would you not? You do everything you say, you keep every promise.

What to fix it? Just start keeping every promise… do it for a week, and you won’t believe how powerful you feel!

This is the Personal Growth and Development Blog for Philip Tirone

Post Comment  | 
Recommend  | 

How I Wasted $450,000 in 90 Days – Intelligent Risk Taking

My example about intelligent risk taking happened in 2007, my ego and pride was unmanageable and I truly thought that all my success was about me. My whole being believe that “everything I touched turned to gold.” When the mortgage market started to correct, I realized I needed to do something else. I looked at direct response marketing as a way to get more people to buy my book.

Most would start slow, do some radio, do some internet, not me. I ran out to the most complex part of the business, infomercials. We shot, produced, and it took me being on the air for months and months to realize that this was not the place for me to “learn to swim.” I’ve heard all the analogies that a person should “jump into the deep end” to learn to swim, but I never see anyone actually “learn to swim” by “jumping into the deep end!” Just like I didn’t. Yes, I did learn a lot, but I didn’t build myself a foundation. It wasn’t an intelligent form of risk taking.
That is why now, I’m much more methodical, much more organized, and much more focused on the risk taking I take.

I do always look for the good in every situation, and the good thing that came out of the last few years is my ego and arrogance is in check. I always tell myself to “Be the man I would want my daughter to marry.” Well, I am a much better man now, than I was two years ago.

Philip Tirone is a Champion for the human race, lover of personal growth and development, and also happens to be an expert in the world of Credit Scoring

(1) Comment  | 
Recommend  | 

Does Your Language Empower You? Day 81 of 100 – Personal Growth and Development

Does your language empower you? Does it add to you life or detract from it? Think it doesn’t matter? Think again!

Everything you say to yourself, in your head, grumble to yourself, or think to yourself has a direct impact on how you think and how you will perform in the world.

I learned this from one of my early coaches, Mike Ferry, he called it “self talk.” He said that your “self talk” needs to be 51% positive during the day. 51%. If you track it, I bet it much lower.

Post Comment  | 
Recommend  | 

Choose Your Suffering from a Credit Scoring Expert – Day 73 of 100 – Personal Growth and Development

From my perspective as a Credit Scoring Expert, choosing what to do will determine how you are going to suffer.

Most people do not focus on their credit score until it’s too late. I have heard it all:
- My credit score is ruined becuase of my bankruptcy
- My credit score will take 7 years to improve becuase of the foreclosure
- I can’t pay my bills, there is nothing I can do about my credit score

Wrong, Wrong, Wrong.

If you choose to believe the above, you will suffer financially for years and years to come. SO I’M CLEAR – you will be overpaying, on average about $300 per month, every month, for the rest of your life. This is such a waste of money.

As a credit scoring expert, I invite you to consider the following:

If you invest 15-20 minutes per day, for 14 days, you will know all you need to know about how to improve, clean up, and play the credit scoring game.

See, if you don’t know the rules, the banks and will take advantage of you, month after month, year after year, until you learn the rules.

If you start now, you are 14 days away. Yes, “14 days of suffering” so that you can have a lifetime of freedom.

If you don’t start now, you will suffer, to the tune of $300 per month, month, after month, until you figure it out.

The choice is up to you. If you choose the former, sign up for my teleseminar this week: CLICK HERE TO ENROLL

Philip Tirone is a Credit Scoring Expert and Champion for the Underdog

(2) Comments  | 
Recommend  | 

Being Optimistic – Day 55 – Personal Growth and Development

Let’s focus on being optimistic. This is so easy for me, becuase of my Father, Ty Tirone.

I remember when my Dad was diagnosed with Cancer. He went to explain to everyone he met, why, being diagnosed with Cancer, it was the best thing that every happened to him. Not only that, when he explained it, he did so with so much enthusiasm, and passion that you naturally believe him.

In the end, show me the downside to being optimistic. Life is more fun, you believe that things are going your way (whether it’s a coincidence or not) and naturally people grow closer to you, and want to be around you. I’ll choose that option vs. the other.

Philip Tirone is a Credit Scoring Expert and Advocate for the Underdog

(1) Comment  | 
Recommend  | 

Practice Humility – Day 42 of 100 – Personal Growth and Development

Practicing humility is truly the honey which will make other love you.

When I was 16 years old, my Father gave me a set of learning tapes. Before he gave them to me he said, “Philip, George Washington listened to these tapes. So did Roosevelt, so did every great leader that has ever lived.” I love my Dad’s zeal with just a little exaggeration.

The tapes were “How to Win Friends and Influence People.” It’s a book about humility, about not taking yourself too seriously.

I ended up listening to those tapes so many times that some of the tapes (cassettes) actually broke.

By no means do I think I’m a master at being humble, but I have found it to be a competitive advantage in life…..

Personal Blog for Philip Tirone, Credit Scoring Expert and Champion for the Underdog

(2) Comments  | 
Recommend  | 

Health and Fitness – Day 41 of 100 – Personal Growth and Development

I need to focus on my health and fitness today, just coming back from vacation, I ate too much ice cream, too much chocolate and too many french fries.

It’s so simple…. what I eat today is going to have a multiplying effect on what happens to my physical well being in the future. So why the rub? Why is it so difficult.

Because I focus on enjoying this moment, even if it means impacting my life in a negative way a few seconds, or a few minutes, or a few hours afterwards.

Today I’m committed to reminding myself that in order to live the life of freedom that I’m looking for, everything counts, including, health and fitness.

Personal Blog for Philip Tirone, Credit Scoring Expert and Champion for the Underdog

(1) Comment  | 
Recommend  | 

Step it Up – Day 29 of 100 – Personal Growth and Development

Step is up is my motto for today.

Tomorrow, I leave for a week to go to the Grand Caymans with Lily. It’s going to be the first time we will be away from the kids for a week. I’m so excited, yet SO Slammed with things to do.

My alarm went off this morning at 3:58… I didn’t want to get up. I found myself worried about all the stuff I needed to get done. Then I thought to myself, just get it done! Thus, I’m stepping it up today.

No more excuses, no more overwhelm, no more justification, just results.

I can have it all. Just Step it Up.

This is the personal growth blog for Philip Tirone, Credit Scoring Expert and Champion for the Underdog

(1) Comment  | 
Recommend  | 

No More Excuses – Day 28 of 100 – Personal Growth and Development

Simply put…. no more excuses.

Douglass Andrew, one of the great mentors in my life talks about living “Above and Below The Line.”

It looks like this:

Accountability and Responsibility
—————————-
Complaining, Justifying, Being Shameful (poor me!)

If you live above the line you are responsible for your actions. If you live below the line, you are simple making excuses why you aren’t doing what you said you would do.

Gary Ryan Blair’s integrity pledge puts it best….

I HONOR every commitment
I will KEEP every promise
I will ACHIEVE every goal

Who is up for playing this game with me? No excuses…. just a life of your dreams.

Personal Growth and Development Blog for Philip Tirone, Credit Scoring Expert and Champion for the Underdog

(1) Comment  | 
Recommend  | 

Be Consistent – Day 27 of 100 – Personal Growth and Development

Gary Ryan Blair and the 100 Day Challenge is the perfect example of how to be consistent.

- I know that every day I’m going to get a QUALITY five minute video that will inspire me.
- I know that every conference call I’m on with Gary will provide me great insight.
- I know that he will not say something without following through on his commitment.

Because of this, it’s not surprising that he has a best selling book, the top self improvement program on the web, and a great example of what a Father should be – being consistent.

It goes back to his Integrity Pledge:

- Honor every commitment
- Keep every promise
- Achieve every goal

Can you imagine what your life would be like if you followed this path?

I can speak for myself, my life would be much different. Today I will be more consistent.

Philip Tirone is a Credit Scoring Expert and Champion for the Underdog

(3) Comments  | 
Recommend  | 

Search the site

Free Credit Webinar

Register for my FREE Credit Webinar where you’ll learn why most American’s are overpaying $300 per month because of their credit score.

REGISTER HERE

E-Tips Sign Up

Sign-up to receive weekly tips on credit improvement, personal finance, money-saving strategies, and exclusive events.

eBook Download

Download your FREE eBook today

DOWNLOAD

Quick links

Featured in:

  • slide1
  • slide2
  • slide1
  • slide2
  • slide1
  • slide2

Recent Comments

Blog Archive

Categories: