Good news! Those hard-to-read, legalese, fine-print notices from credit card companies, banks, and other financial institutions might be a thing of the past. Federal agencies are pushing a user-friendly form that uses large print, common language, and a ton of tables and graphs that illustrate cause and effect. Though the forms are not mandatory, banks and other financial institutions might opt to embrace them as a means of polishing their tarnished reputations. One step forward for consumer-activist groups!

Tell me your credit card horror story below. What didn’t you know that you think they “should have” told you or should have been more “clear” about?