720 | Personal Growth Blog for Philip Tirone - Credit Scoring Expert and Champion for the Underdog

Personal Growth Blog for Philip Tirone – Credit Scoring Expert and Champion for the Underdog

Home
Credit Card Companies – Can They Do That?

Posts Tagged ‘720’

Credit Card Companies – Can They Do That?

November 12th, 2009

Have you had your credit card interest rates go up?

Have you been treated unfairly by your credit card companies or banks?

Are you willing to tell your story? If so… you can help!

I’m heading back to Washington to lobby our elected leaders and I need as many stories as possible so we can make a difference.

Let’s face it…. The LAWS are not fair, and they need to be changed!

Tell me your worst story about your bank or your credit card company.

1) What happened?

2) What did they tell you?

3) Why wasn’t it fair?

The more detail the better!

Post your comments below! Do it now!

(18) Comments |

Recommend |

Don’t Let the Foreclosure be the End of Your Credit

April 15th, 2009

“The Wall Street Journal” published an article today how foreclosures will start ramping up because the temporary moratorium (on foreclosures) is over. Over the next few months the number of foreclosures will increase tremendously, because people will be unable to pay their bills.

If this is you, do not let this be the end of your credit.

People think, because they have a foreclosure, their credit will be impacted forever. This is NOT true.

7 Steps to a 720 Credit Score is designed to get people with a foreclosure on their credit to a credit score of 720, four to five years sooner than letting the foreclosure fall off your credit report. You are going to be judged by your credit score whether you like it or not. The foreclosure will have a significant impact; however, it doesn’t have to have a significant impact for long.

(4) Comments |

Recommend |

Bank of America’s “fair” Move

April 9th, 2009

I guess it’s fair, after all, it’s their company… no wait, it’s us, the taxpayer who saved them. So after the bank accepted billions and billions of dollars in taxpayer stimulus, they have decided that credit card interest rates are too low, even though rates are much lower. That makes sense.

Not only are they cutting our credit limits (previous posts), which impact our credit score, but also are raising our rates, which is going to impact how much we can pay, which will also impact our credit score.

Bottom Line: If you get a notice of a your credit card raising its interest rate; call the bank and agree not to charge any more on the credit card, and they will keep your previous rate. Per my book, 7 Steps to a 720 Credit Score, make sure that your balance is under 30%, so your credit score won’t be negatively impacted.

(1) Comment |

Recommend |

Search the site

Credit Advantage Teleseminar

Register for my FREE Teleseminar where you’ll learn why most American’s are overpaying $300 per month because of their credit score.

E-Tips Sign Up

Sign-up to receive weekly tips on credit improvement, personal finance, money-saving strategies, and exclusive events.

Credit Scoring Expert speaks candidly about his personal growth and asks respected writers to share content to help others improve their life.

Personal Growth Blog for Philip Tirone – Credit Scoring Expert and Champion for the Underdog

Posts Tagged ‘720’

Credit Card Companies – Can They Do That?

Don’t Let the Foreclosure be the End of Your Credit

Bank of America’s “fair” Move

Search the site

Credit Advantage Teleseminar

E-Tips Sign Up

eBook Download

Quick links

Featured in:

Recent Comments

Blog Archive

Categories:

Submit your email for access to our Student's Video Credit Lesson