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Personal Growth Blog for Philip Tirone – Credit Scoring Expert and Champion for the Underdog

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Making this Year Great – Day 96 of 100

I love Gary’s message today about how to make this year great. Three things:

1) Raise Your Standards – I find that when I have am experiencing discipline in all areas of my life (diet, exercise and soul), everything else falls into place.
2) Change Your Beliefs – Many of those around me think that all my beliefs are positive…. hardly. I work on changing my beliefs to the positive, just like other people. Most recently, I found myself doubting myself in terms of business. Every year since high school, until I was 36 years old, I made more money . That last two years were difficult, and I’m still swinging and I’m close. Very close.
3) Change Your Strategy – My strategy has changed over and over trying to find some traction. Over the past two months, we have had the biggest growth we have ever seen. I feel I’m close and will keep executing on this strategy.

I’m taking Gary’s advice on making this year great.

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Actions Speak LOUDER Than words…. Day 95 of 100

I’m tired of the people around me that just talk about what they are “going to do with their life.” Every month, the same stuff. Every year, new goals. Well, newsflash: actions speak much LOUDER than words!

For the next week, don’t tell anyone what you are going to do, just live by the Nike commercial and “just do it.”

Ask yourself why you feel so compelled to share with the world what you “want to do” but never do? Deep down, there may be an emotional scar there which makes you think that this is the way to be accepted, the way to be liked, or the way to be “friended” by others.

This organizing principal, or the way you think about this is flawed. It’s not about what you say, its about what you do. For the next week, let your actions speak LOUDER than words, and show your friends and family that 2011 is going to be much different for you.

This is the Personal Growth and Development Blog for Philip Tirone

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Michal Jordan’s Belief – Execution is Everything

Every great athlete believes that execution is everything. Every great accomplishment in the history of the word came from execution. It’s not about the goals, the thoughts, the talk, it’s about how you execute on what you say. Plain and simple.

Would you describe yourself as a talker or an executor? Someone who talks, or someone who does? The time has come to become the person who does…. shut the mouth, start doing.

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Why Keeping a Promise is Like Choosing a Spouse – Day 93 of 100

It is well accepted in our society that choosing a spouse is one of the biggest decision s you can make in your life, let me tell you why I believe that keeping a promise is as big.

I should tell you before, I have no proof that any of this is true, this is just my interpretation from being on the planet for 38 years (or I heard this somewhere and I don’t recall where). See, I believe that everything a person does is monitored by their brain. When you don’t keep a promise, you are telling your brain that your word doesn’t matter. Then, when you tell your brain you are going to….. you brain is going to think that you “may or may not” accomplish it.

You want your brain to think that everything you say, you do. Every promise you keep. So when you tell yourself that you are going to of course your brain thinks you will do it, why would you not? You do everything you say, you keep every promise.

What to fix it? Just start keeping every promise… do it for a week, and you won’t believe how powerful you feel!

This is the Personal Growth and Development Blog for Philip Tirone

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How to Develop Success Habits – Day 92 of 100

I get the question of how to develop success habits all the time, here is how I do it.

1) I Identify the habit I want to create. For this example, I will use the example of being clean and organized.

2) I create a game around the habit. When I was single, I found that I kept my home very sloppy and unorganized. I created the game that if I keep my house clean, organized, and give it a “big clean” once per week, and I did this for 8 weeks straight, I will consider it a habit and never have to clean my house again, and for the rest of my life pay for someone to clean.

Knowing that after my eight week program, I would become a little more lax with my cleaning and organization, I set my goal VERY high for the first eight weeks. For example, I wouldn’t allow cans in my pantry to be out of place, literally, the label had to be facing out. I was that extreme with everything.

3) I created a system of accountability. For me, this was a simple checklist that I looked at weekly, for others, it could be an accountability with a friend or family member.

4) Get in action. For the record, I didn’t make it 8 weeks through. It took me 2-3 sessions to get through it, however, I did make it through!

I can tell you that creating this system of how to develop any success habit has been invaluable for me and has definitely gave me the pathway to major breakthroughs in my life.

The success habit of being cleaned and organized is so simple, yet it saves me so much time.

Philip Tirone is a Credit Scoring Expert and Champion for the Underdog

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Managing Change for a Better 2011 – Day 91 of 100

If you want a better 2011, you have to manage your change more effectively. This means, think about what you want to accomplish, what are the items that consistently hold you back, and make that change!

Let me give a personal example. This month I looked at my progress of my life, where I’m going and specifically, where I have been going the last few years. It hit me. What gave me the success that I had in the mortgage business was NOT the same success that was going to give me big success in the information marketing business.

In the mortgage business, me getting distracted with projects didn’t impact my production as much becuase a mortgage only takes 30 days, and I had a team who did most of the work. In fact, being scattered, gave me more opportunities to meet other people, to bring in more loans. So in essence, my dysfunction was helping me.

In the information marketing business, it’s the exact opposite. The life cycle of a project is so intense and deep, that if I don’t stay focused, I won’t see a project all the way through to completion, or not give the project the time it deserves.

As my coach Tim Wood has told me, what got you here, won’t get you there. I’m managing this change, and I’m going to do it because I know it exists. All progress begins with the truth. What truth do you need to realize about yourself? What are you hiding behind?

Philip Tirone is a Champion and Believer in the Human Race and Champion for the Underdog

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Focus on the Fundamentals – Day 25 of 100 – Personal Growth and Development

Focus on the Fundamentals,” what does it mean to your personal growth and development. For me, it reminds me of a story.

I former coach of mine, Mike Ferry, was golfing with Curtis Strange, two-time US Open Champion golfer. Mike tells the story this way, “What is the biggest difference between a professional and an amateur?”

Curtis responded, “After playing 18 holds, the professional goes to the driving range and practices the shots he missed, where an amateur, goes to the bar and talks about the shots he hit.”

In any profession, one needs to focus on the fundamentals if they want to really and truly distinguish themselves from their competition.

What about you?

Personal Growth Blog for Philip Tirone
Credit Scoring Expert and Champion for the Underdog

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Networking – Day 54 of 100 – Personal Growth and Development

There is a game to networking that works every time…. Out give the person that is giving to you and you will always win.

When I first moved to Los Angeles in 1997, I thought that building a business was all about knocking on doors, and not worrying about the relationship.

When my business really exploded, was when I moved from knocking on doors to building relationships with referral partners. Instantly, my clients moved from being a client to a “friend of a friend,” which really changed things for me.

The question I used most was – “What profession refers you the most business?” I would ask this to everyone I met, my clients, and friends, and simply my friends to friends.

The results have been extraordinary… all because of my idea around networking by creating more value that receive.

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Making 2011 BIG – Attracting What You Desire

Attracting what I desire is in the world is very simple for me …. I control what I think about.

Remember when you bought your new car? You started to see a bunch of similar cars. Right?
When you got pregnant (or your wife did), you started to notice a bunch of other pregnant women. Right?

You thoughts are no different. If you are frustrated and continue to tell your friends about how frustrated you are, guess what…. they will tell you how frustrated they are.

If you are down that your life sucks and you tell your friends about how down and unlucky you are, guess what… they will tell you how down and unlucky they are.

Do you want to play that game? Not be.

Who wants to play REALLY big with me this year?

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How I Wasted $450,000 in 90 Days – Intelligent Risk Taking

My example about intelligent risk taking happened in 2007, my ego and pride was unmanageable and I truly thought that all my success was about me. My whole being believe that “everything I touched turned to gold.” When the mortgage market started to correct, I realized I needed to do something else. I looked at direct response marketing as a way to get more people to buy my book.

Most would start slow, do some radio, do some internet, not me. I ran out to the most complex part of the business, infomercials. We shot, produced, and it took me being on the air for months and months to realize that this was not the place for me to “learn to swim.” I’ve heard all the analogies that a person should “jump into the deep end” to learn to swim, but I never see anyone actually “learn to swim” by “jumping into the deep end!” Just like I didn’t. Yes, I did learn a lot, but I didn’t build myself a foundation. It wasn’t an intelligent form of risk taking.
That is why now, I’m much more methodical, much more organized, and much more focused on the risk taking I take.

I do always look for the good in every situation, and the good thing that came out of the last few years is my ego and arrogance is in check. I always tell myself to “Be the man I would want my daughter to marry.” Well, I am a much better man now, than I was two years ago.

Philip Tirone is a Champion for the human race, lover of personal growth and development, and also happens to be an expert in the world of Credit Scoring

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