“What the heck?”
That’s what I said to Tyler, a good friend of mine, who called me the other day after being turned down for a loan.
He explained that his score is in the low 600s.
“Why haven’t you taken the 14-Day Credit Challenge?” I asked him.
Tyler and I have known each other for almost 20 years. He knows all about my program, and I couldn’t believe he hadn’t taken advantage of it.
Tyler and I have one of those ultra-frank relationships, but I was kind of surprised to hear his reasoning …
“I just don’t have time,” he said.
This time I only thought it … What. The. Heck?
One of my favorite things about the 14-Day Credit Challenge is that it takes only about 10 or 20 minutes a week. You don’t have to read an entire book or study the credit laws.
All you have to do is spend 5 to 10 minutes a week watching a video tutorial, and then complete about 5 to 10 minutes of homework.
That’s it.
Seems simple to me.
But then Tyler called me out.
“Phil, I have a business that I’m trying to get off the ground. And I have a family to support … a family I only get to see in the evenings and on weekends, assuming I’m not working. There’s no way I have energy to take a course about credit repair.”
Okay, Tyler, point made.
The 14-Day Credit Challenge is pretty amazing, in part because of its simplicity. But it isn’t for everyone. Some people need just the facts—they don’t want to know any of the “what ifs,” nor do they want to know why the rules work.
“Cut to the chase and tell me what to do,” Tyler said to me.
So I laid it on the line for him and started with the number-one strategy he should take.
Want to know what I told him?
Submit your name below, and I’ll send you the answer.
Plus, I’ll send you information specifically for people who are too busy to go through the 14-Day Credit Challenge and want a Fast Track for getting their credit fixed … and fast!

