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Personal Growth Blog for Philip Tirone – Credit Scoring Expert and Champion for the Underdog

Stimulus Plan Attracts Con Artists

Ever heard of phishing? Phishing is a form of high-tech identity fraud, and the economic stimulus plan has created another opportunity for identity thieves to attempt to steal your personal information.

Phishing works like this: a hacker wanting to steal sensitive information (user names, passwords, account numbers, etc.) sends a victim an email disguised as a legitimate source. The email requests sensitive information or directs the recipient to a link that requires a user name, password, or account number. Unbeknownst to the victim, the hacker has manipulated the link within the email to appear to belong to a legitimate organization when, in fact, these manipulated links direct the victims to sites that collect user names, password, and account information for personal gain. Fact17_6030247_IDTheft

And now, thieves masquerading as IRS employees are sending emails to thousands of people telling them they are entitled to stimulus money. The emails instruct the victims to provide a bank account number so that the money can be transferred. Of course, the hackers take this information to make fraudulent withdrawals.

To shield against phishing, keep this in mind: A legitimate source will never request personal information via email. Never respond to emails that request personal information, and never provide sensitive information after clicking on a hyperlink, even if the website address appears legitimate.

If you have been a victim of ID Theft, comment and share your story.  The more we know about what is out there the better.  Please comment below!

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Comments

  1. Philip X. says:

    Thanks for your post!

  2. kelvin says:

    I have received many of those emails and I have not responded. Even when these people call me asking me for information. I say..You called me, why do I need to verify my address and credit card info. These scammers are funny. Any time someone calls you and the reverb in the background is louder than the phone call you have to be weary. Also please inform people of these folks from Nigeria that are sending these.. “Please Help” emails. All FRAUD.

  3. Ira McCoy says:

    Hi Philp
    I know what you are talking about I have gotten letters
    saying that they were lawyers and that I have money that
    was left to me by a rich auncle and all they need was my
    Full name SS# bank account address and they woul make bank
    transfer I was not about to give out this information to
    any one contacting me by the internet.I know a lot of people that fail for phishing letters and lose a lot of money the goverment should stop them.

  4. Great advise!! I had someone take $18,600 out of my person account from Bank of Amercia. I live in Venice and the person posed as me with false ID in Echo Park?? I switched banks.

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