I’m not sure if you love me or hate me for leaving you with a cliffhanger, but it sure is fun to get the calls! Just as a reminder of where I left you hanging …
- A client, Misty, sent me an angry email. I asked her to call my personal cell phone.
- She called and said that she felt betrayed because she did not get the information she needed from one of our webinars.
- She explained that her business would be forced to close its doors if she did not get access to business credit.
- I told Misty that I would not, under any circumstances, help her get business credit for that purpose.
I went on to explain that rather than increasing her debt through business lines of credit, Misty should increase her income. Then I provided her with step-by-step instructions for doing this in the next 30 days.
As Misty began seeing the light at the end of the tunnel, she started crying.
“What’s wrong?” I asked.
The next words out of her mouth were the sweetest words anyone has ever spoken to me. She said….
“I’m just wondering if you are real, or if you are an angel.”
When Misty spoke those words, I started crying.
Some of you might not know this about me, but I have a deep belief in God. I try to attend Mass daily. If I cannot, I pray in front of the Blessed Sacrament. The biggest miracle in my life occurred when I was on a six-day silent retreat and I had a vision of what my future wife would say to me. When Lily said those words to me seven years later, I asked her to marry me.
This is another story for another day. My point is this …
Being told that I might be an angel … well, that hit my soft spot. In fact, I feel the tears welling in my eyes as I sit in Starbucks typing this email.
So when Misty spoke those words, I could not control myself. I just cried…
“I cannot let her see me cry,” I thought, and I immediately pushed the mute button on my phone. “She’s relying on me to be strong and courageous—to help her find hope and have faith.”
But that was my ego talking. My heart made a different decision. I decided to un-mute the phone.
“Misty, that is the sweetest thing that anyone has ever said to me,” I told her through my tears. “Let’s take this moment and cry together.”
For the next few minutes, we did. We just sobbed together on the phone. Misty and I will always be connected by that moment.
I have thought about this experience over and over, and I have asked myself why it impacted me so much. I finally realized something …
Not only had I done Misty a disservice, but I have done you a disservice as well.
Let me explain …
When I created my credit programs, I wanted to help people. But Misty was not being helped—and neither are you—by a program that promotes credit as the only solution.
Now, let me be clear … I know first-hand how important credit is. However, credit is not the end-all, be-all. Yes, you need credit to create wealth in your life, but it is not the one-size-fixes-all solution.
So that conversation with Misty marked a turning point—not only in her business, but also in my business.
Later, Misty sent me an email. With her permission, I want to share with you what she said:
“Philip, since our first phone call, all my anxiety about the future has vanished. I feel like now I have a plan and going in a direction that will change my life forever. I know that credit will be a part of it, but it’s not my complete focus. Thank You!”
Misty Amburgy, Ocean Shores, Washington
In the coming months, I want to give you the same peace of mind that Misty feels now.
And this is where you come in because I need your input on what information you want to learn from me….
…. If you could have a private conversation with me and ask me two questions about anything, what would you ask me?
Send your questions to my personal email so I can read it as soon as possible: Philip@720CreditScore.com.
Here’s to having a great year!
Philip Tirone
P.S. I’m serious. Hit the reply button right now. Your message will be delivered straight into my personal inbox. I’m serious: I will read every question I get.
April 27, 2011
hi Mr Philip Tirone,
Congratulations, you’re a hero in financing. Following up on your clients has made Misty a success.
I did have such a moment October 2010. My son, his son born May 28th of the same year, told me “Mom, if you dont get up you are never getting up, just take care of yourself. Please stop trying to help cus it doesnt, buy a small home for yourself and leave it to me when you die.”
I was trying to help him buy a second chevrolet caprice, his first cc, a nice maroon, needed help, and he wanted two cars. We got talking about the multi-unit i (we) gave up when we crashed, the government is very specific, we had to have moved into the house, for the size of household to qualify me for immediate payments. He, his wife, the first boy, went from eviction to a cramped one bedroom, to her second son, and she screams, “i cant trust her, Philip, I was thrown into the street, we lost our good stuff. Dont ask me to believe in her again. She isnt my mom, i wouldnt hurt her, but i could cus she gave up our(the house).”
So, I asked my doctor to make some changes, tried PT again, walked as much as I like, which is always, and rest.
I liked real estate and wanted to try again. Making money can happen fast, its the time you take action, and it isnt drive to the office everyday, can be done from home. I would need a nicer car, and practiced script. I decided to “make it”, if I make it a few homes at a time, alright. I could make it getting percentages of leads I put together, and I need to fix my credit. My bro-in-law was worried about giving my LandRover back, he said as soon as you get money, charge it off. Call, say your brother-in-law is a lawyer and they need to take $2,000 to pay it off, dont go higher, or if its over, send two payments. They took $2,500, charged off over $5,000.
I pay attention to the options available, i am not going to die, nor is it realistic if I dont stress.
I am a psychology graduate, my husband died when my son was 3 yrs, and a church reached out to help, not many do. Some religions take advantage.
With different things happening, I am lucky to be alive, and every day closer to realizing the “dream”. If our dream of our first multi-unit, wasnt to be, Philip downsized. It took about two minutes to know i couldnt live comfortably in a one unit, paying all my income for one person. I prayed, read the Bible, and decided real estate was our obstacle, we stumbled, fell, took its toll, so conquer it. I may go slow tho I have a plan. I also love theories, and they dont always work at first. My theories are good, and eventually they work well with the right people.
I lost a job i loved, cus my dad “Vinnie” worked there, I wanted to work that job until we owned at least two homes, it was our plan. I am now trying to build strength to become a real estate “deleted for privacy”. I have invitations from a local group and an application. Listening and remembering contacts will be a major part of the first meetings.
It is inspirational to know you turned Misty’s fear into a success, because she shared her fear, and her “only outcome” with you.
You have professional theories and templates and you know there are several ways to achieve success. I look forward to completing this course and gaining knowledge needed to stay on track. I hope my income greatly improves, this knowledge is needed then, too. Bless you, Mr Philip Tirone, and have a good day.