According to USA Today, 11% of US Consumers (about 22 million people) had their credit card limits cut, even though they pay their bills on time and have good credit. For many small business owners, this can be a big problem as they use their credit cards to help keep their business running. If you don’t want your lenders to cut your limit, it’s very important that you do not change your spending habits. Meaning, if you typically pay your bills in full each month, then do your best to continue to pay them in full each month. If you typically pay 50% of your bill each month, then do your best to continue to pay at least 50%. Banks are looking for changes that will show “financial hardship,” and many times they will jump to conclusions.
Credit Scoring Expert speaks candidly about his personal growth and asks respected writers to share content to help others improve their life.
Personal Growth Blog for Philip Tirone – Credit Scoring Expert and Champion for the Underdog
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