America runs on credit. Which means, in some aspect of your life, you are going to need credit.  You need it in order to get financing on a car or home, to start a business… heck in some cases you even need it to obtain car insurance or a future job!  And if you want to take advantage of the best opportunities available to you, you will need great credit.

In this world of credit, whether we like it or not, we are being judged by a set of rules that most don’t even know.  A set of rules that we are not taught as a standard in our education. A set of rules that pretty much depicts our financial lives and well-being.

And so, I created 7 Steps to a 720 Credit Score. In my program, I dispel the myths and explain the rules of credit, so Americans can take back control of their financial lives.

Here are some shocking statistics:

• 80% of Americans have an error on their credit report – an error that shouldn’t be there.
• 50% of Americans have a credit score that is costing them money, not because they have late payments, but because they are not following simple credit rules.
• From my experience over the past 10 years in this field and looking at tens of thousands of credit reports, I have calculated that the average American is overpaying about $300 per month, because of these errors and not following the rules of credit.

In all, this is costing the American people approximately $360 billion dollars every year, all because the system is set up against them.