Credit Scoring Expert speaks candidly about his personal growth and asks respected writers to share content to help others improve their life.

Personal Growth Blog for Philip Tirone – Credit Scoring Expert and Champion for the Underdog

Is your car a filthy mess?

How about your home? Your office? Your yard?

I’m a little embarrassed to say “yes, yes, yes, and yes.”

Or, at least, that was the old me. I’m a hyper, busy guy, so everything was a mess.

When was I supposed to find time to organize my stuff when I was constantly rushing to do the next big thing?

But then I started noticing something…

By training my mind to give every physical thing a purpose, I started making better decisions about my time and my finances

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The floor of my car is not a trashcan. That’s not its purpose. Its purpose is to stabilize the car, keep me from falling through, hold the seats in place, etc. It was not created with the goal of holding my garbage.

So I don’t put garbage on the floor of my car. If I must store garbage in my car, I place it in a bag whose purpose is to hold garbage.

Now, you might be thinking that organization and cleanliness are irrelevant to credit or financial problems…

But I disagree.

If your physical space is sloppy, your life will most likely be sloppy…

Training your mind to give everything its purpose and its place allows you to make better financial and spending decisions.

If your mind is not trained to examine everything, decide its purpose, and then put it in the right place, you will make purchases that do not honor your long-term goals.

You will make buying decisions that do not have a purpose.

Your budgeting will be sloppy…

Giving things a purpose, and then placing them where they belong, gives you control over your life. It allows you to immediately eliminate dead weight and garbage.

It also gives you the opportunity to accept things that will improve your life.

Imagine the impact of training your brain to put things in its place.

You can immediately eliminate expenses that are silly. You can immediately accept ideas that will help you become more frugal.

You can immediately stop yourself from making purchases that don’t have a purpose…

What do you think? Am I crazy? Spot on? Let me know your thoughts below!

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The Seven Magic Words

In last week’s post, I told you about how I do odd things to get exposure to people who can inspire me and help me make important shifts in my life… My point was this: If you want to change your financial circumstances, you could consider surrounding yourself with people...

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I sent it to the president…

Call me crazy, but I once sent a seven-day bowel cleansing formula to President Clinton. He looked unhealthy at the time, and I was a concerned citizen … Another time, I convinced billionaire Rick Caruso to have coffee with me. I got Coach Ken Carter (of the 2005 film Coach...

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This guy needs a fast-track…

“What the heck?” That’s what I said to Tyler, a good friend of mine, who called me the other day after being turned down for a loan. He explained that his score is in the low 600s. “Why haven’t you taken the 14-Day Credit Challenge?” I asked him. Tyler and...

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Identity Theft

Identity theft is the fastest growing crime in the world… If you want to learn more about protecting yourself from identity theft, submit your name and email below and I’ll send you a 52-page report on how to protect yourself. <fieldset > First Name*...

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The Hour Factor: A Financial Tip for Personal Growth and Development

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This guy is stuck…. (read this story)

First Name* E-Mail* I got a call from a client this week, we will call him “John.” Here is his problem.. He has over $41,000 in credit card debt. He has other unsecured loans totaling $12,000. Although he hasn’t been late on his bills yet, he can’t seem to get...

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Bryan Moody, 14 Day Credit Program

On this interview, you will learn: How easy it is to raise and rebuild your credit How much I was overpaying because of my low credit score, and how much I could save by raising...

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Tell Me a Story!

The Evelyn Sachs Steiner Home for Girls expected to raise $50,000. Instead, it raised $350,000. How did they do it? By adding a human touch. Let me back up … I recently met Brandon Steiner—the founder and CEO of Steiner Sports Memorabilia and the chairman of the Evelyn Sachs Steiner...

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Got Junk? COO Wanted

Can you help me find someone? I’m not sure what his or her name is, but I have a very clear description of this person… You see, a good friend of mine was the mastermind behind the company 1-800-GOT-JUNK. I’m sure you have seen their trucks driving around. Brian Scudamore...

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